Effective Date: 28-06-25

Welcome to SwarvigyanSays.com. By using this website and purchasing our digital courses, you agree to comply with the following terms and conditions. Please read them carefully before accessing or using our services.

1. Acceptance of Terms

By accessing this website or purchasing our courses, you confirm that you are legally competent and over the age of 18. If the content is intended for children, parental supervision and consent is required. Experiments or practices shown must not be performed by or on minors without consulting us.

2. Nature of Services

We offer online spiritual and meditation courses for personal growth and self-development. All courses are digital and for educational purposes only.

3. Intellectual Property & Copyright

• All content, videos, voice recordings, audio, text, course material, and visuals are the exclusive intellectual property of SwarvigyanSays.

• You may not reproduce, redistribute, modify, sell, or exploit any part of our content in any format, including voice audios or music specifically created by us.

• Presentation templates or sample PPTs shown in courses may contain publicly available third-party music or visuals. These are used strictly for educational demonstration. Ownership of such third-party content lies with respective creators. You are solely responsible for acquiring appropriate rights if using such material beyond our platform.

4. Course Access

Access to the purchased course is non-transferable and limited to the registered user only. Course access is available as per the duration stated at the time of purchase.

5. Restrictions

You agree not to:

• Share login credentials or course content

• Use our content for commercial resale

• Perform any practices or experiments on minors without consulting us

• Violate any copyright or trademark laws

6. No Refund Policy

All sales are final. We do not offer refunds once the course has been accessed or downloaded. Please read course details carefully before purchasing.

7. Dispute Resolution

In case of disputes, users are encouraged to first contact us. We operate under Indian jurisdiction and laws.

8. Contact

📞 Phone: 8793735190
📧 Email: jagannathsatardekar9511@gmail.com